Privacy Policy & Terms of Service

1. Introduction

Sraivest ("Company," "we," "us," or "our") is committed to protecting the privacy, security, and confidentiality of our customers and users ("you" or "your"). This Privacy Policy explains how we collect, use, disclose, and safeguard information in connection with our services.

By accessing or using Sraivest's platform, website, or services (collectively, the "Services"), you acknowledge that you have read and understand this Privacy Policy.

2. Information We Collect

We collect only the information necessary to provide and operate our Services in compliance with applicable laws and regulations.

2.1 Personal Information

This may include, but is not limited to:

• Name
• Email address
• Phone number
• Government-issued identification (where legally required)
• Financial account information required for processing transactions

2.2 Non-Personal Information

We may collect technical and usage data such as:

• IP address
• Device and browser information
• Log files and usage analytics

3. Use of Information

We use collected information solely to:

• Provide, maintain, and improve our Services
• Process transactions and service fees
• Comply with legal, regulatory, and compliance obligations
• Prevent fraud, unauthorized activity, or misuse of the platform

4. Data Sharing and Disclosure

Sraivest does not sell, rent, or trade customer data.

We may share information only under the following circumstances:

• With licensed brokers, regulated financial institutions, and service providers strictly as necessary to deliver Services
• To comply with applicable laws, regulations, subpoenas, or legal processes
• To protect the rights, safety, and integrity of Sraivest, its users, or the public

5. Customer Funds and Financial Responsibility

Sraivest does not take custody or ownership of customer funds. All funds remain the sole property and responsibility of the customer.

Sraivest earns only a disclosed service fee and processing fee, and no additional compensation beyond these fees.

Customer funds are held with FDIC-insured financial institutions, subject to applicable coverage limits and regulatory requirements.

6. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards designed to protect customer information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain customer information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.

8. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the processing of your personal information, subject to legal and regulatory obligations.

8.1 GDPR Rights (EU Users)

If you are located in the European Union, you have rights under the General Data Protection Regulation (GDPR), including the right to access, rectification, erasure, data portability, and objection to processing. We process EU personal data based on legitimate interests, contractual necessity, and legal compliance.

8.2 CCPA Rights (California Residents)

California residents have rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to request deletion, and the right to opt out of the sale of personal information. Sraivest does not sell personal data.

Requests may be submitted using the contact information listed below.

9. Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Updates will be effective upon posting, with the revised effective date indicated above.

1. Acceptance of Terms

By accessing or using Sraivest's Services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, you must not use the Services.

2. Eligibility

You must be legally capable of entering into a binding contract and comply with all applicable laws and regulations to use the Services.

3. Services Description

Sraivest operates as a technology platform and also works in connection with registered and licensed financial entities, where applicable. Sraivest itself does not provide personalized investment advice unless explicitly stated in a separate written agreement.

The platform facilitates access to licensed brokers and regulated financial services for both retail and accredited users, subject to eligibility and regulatory requirements.

4. Fees

Sraivest charges only a service fee and a processing fee, which are disclosed prior to transaction completion. No other fees are charged by Sraivest.

5. Customer Responsibility

You acknowledge and agree that:

• All investment and financial decisions are made at your own discretion and risk
• You are solely responsible for your funds, transactions, and compliance with applicable laws
• Market performance, returns, or outcomes are not guaranteed

6. No Custody of Funds

Sraivest does not hold, control, or insure customer funds directly. Funds are maintained with FDIC-insured financial institutions, subject to regulatory limits.

7. Third-Party Services

Sraivest may integrate or rely on third-party brokers and service providers. We are not responsible for the acts, omissions, or performance of third parties.

8. Intellectual Property

All content, trademarks, and materials provided through the Services are the property of Sraivest or its licensors and may not be used without written permission.

9. Limitation of Liability

To the maximum extent permitted by law, Sraivest shall not be liable for any indirect, incidental, consequential, or special damages arising from use of the Services.

10. Indemnification

You agree to indemnify and hold harmless Sraivest from claims arising from your use of the Services or violation of these Terms.

11. Termination

We reserve the right to suspend or terminate access to the Services at our discretion, subject to applicable law.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, United States, with venue in Atlanta or Marietta, Georgia, without regard to conflict of law principles.

13. Changes to Terms

We may update these Terms at any time. Continued use of the Services constitutes acceptance of the revised Terms.